Why was my payment declined?

Edited

Most declines come from your card issuer or an unfinished bank verification step and the decline code shown on your billing page tells you which. The most common ones:

Decline code

What it means

What to do

payment_intent_authentication_failure

The 3D Secure / OTP step wasn't completed.

Finish the bank prompt and retry.

card_velocity_exceeded

Your card hit a transaction or spending limit.

Contact your issuer or use another card.

stop_payment_order / revocation_of_all_authorizations

Your bank was told to stop the charge.

Ask them to reverse it, or use a different card.

generic_decline / do_not_honor / insufficient_funds

Your bank declined it.

Contact them or try another card.

processing_error

A temporary glitch.

Just retry.

Make sure your billing details match what your bank has on file, and that the card allows online/international payments.